Since I use pear budget I can see how I stuck to our budget for the year or not. I can also plan accordingly for 2010 based on our spending in 2009. Since I do an annual budget broken down monthly, this is the most important time for my budget. I don’t worry about going [...]
2009 Wrap Up
January 7th, 2010 · 1 Comment · Debt, Spending, budgeting
Tags: Budget·Debt·Saving·Spending
Finding a balance of spending and saving
June 9th, 2009 · 4 Comments · Savings, Spending
It’s easy to live on a strict budget of debt repayment. I liken it to be on a diet to lose weight. I do it all the time honestly! Most people I know yo-yo diet. Same thing with budgeting and spending. It’s easy to set the goal, I’m going to pay off all of my [...]
Is it worth it to save?
March 25th, 2009 · 10 Comments · Savings
Right now with the economy in the toilet, a lot of people are losing their jobs, running through their savings, and in general struggling to survive. Compounding this environment is the fact is people did not plan or save money, thus many people are losing their homes to foreclosure because of job loss. Or because [...]
Tags: Saving
Is $250k/year Rich?
August 29th, 2008 · 58 Comments · Net Worth, Personal Finance, career
Last night I watched Barack Obama’s acceptance speech of the Democratic Party Nomination. Of course he was very eloquent and moving. Obama is an excellent speaker and orator. Will I vote for him? I don’t know, I initially voted for Hillary Clinton because she is much more liberal than Obama.
But this past week Obama has [...]




