LivingAlmostLarge - trying to live large  ...one step at a time

Overspending cash?

September 5th, 2008 · 12 Comments · Banking, Debt, budgeting

People wrote in to Money Magazine complaining about the “raw deal” that is overdraft fees.   People were complaining that they were hit with multiple fees because checks they had expected to clear had bounced.  The problem?  They didn’t have money in their checking accounts to cover some of the checks in the first place, which [...]

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To buffer or not?

July 3rd, 2008 · 17 Comments · Spending, budgeting

The age old question of whether you should buffer you checking account is one many people ask?  Honestly, I think you should have a buffer in a checking account.  But how much?
A lot of people say they take their checking down to $0 or $5.  Most people who do this, will pay their bills and [...]

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