Is it wise to retire in a down market?  Does it hurt your portfolio and make the risk too large to overcome if you are going to survive for 30 or 40 years?  T.Rowe Price writes up a nice article about what to do if you are thinking about retiring in a down market.
The article [...]

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This past year inflation has been eating at everyone’s salaries.  For people on a fixed income, retirees, this hit probably has been tougher than most.  On 7/1/2008 my mom was told that the union was refused when they asked for a cost of living raise.  Instead they will continue on the set raise of 2%/annually.
What [...]

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This article on MSN has a Melissa Fulmer struggling to survive on $100 week Food Budget for a family of 4.  I have to give her credit for trying.  But I can see where she went wrong.  Couple of reasons why it’s hard to succeed.
First she had no stockpile.  She started from scratch.  Thus unlike [...]

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