I pay all my bills once a month.  Unless I had a lot of unexpected charges on the credit card, say an expensive mattress, home repairs, tuition, etc, I know approximately what my bills are on the 1st of every month.
I keep like I’ve mentioned before a large buffer in my checking account, about one [...]

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I’ve been a huge proponent of online bill pay. I can’t recall the last time I mailed a check off to pay a bill.  It’s likely been years.  I pay our mortgage, utilities, HOA, credit cards, property taxes, everything online with Bank of America.
Well last month for the first time a check did not arrive.  [...]

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