What is going onnow in the US?  Haven’t we learned anything from the housing boom and crash?  That our homes are not ATMs?  That we can’t keep cashing out equity to pay for our lifestyles?
Apparently not.  Here the New York Times presents an article where people are now able to get a Visa Debit Card [...]

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I think this is a great article in the NY Times discussing different type of IRA retirement accounts.  So what are the different types of IRA?
There is a Roth IRA. It allows people under a certin income to contribute taxed dollars to a retirement account.  Currently the amount is $5k/annually, and will grow tax free [...]

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