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Entries Tagged as 'Spending'

To rent or to buy equipment

February 24th, 2010 · 6 Comments · Savings, Spending

I have been renting a hospital grade breast pump for a month now.  I like it a lot, it’s been awesome.  However my monthly rental is up and I am debating continuing, as it’s not cheap, about $75-90/month. I’m shopping around for the best price.
But it’s would only be $200-300 to purchase a breast pump [...]

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Flex Spending Accounts

February 15th, 2010 · 2 Comments · Spending, health

You are able to contribute up to $5k/year to a flexible spending account.  This is different from a health savings account, which you own and are able to accrue money in tax free for medical premiums and expenses for your life.  What you put in grows tax free, but usually is with taxed money.  Then [...]

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Making a judgement

February 12th, 2010 · 5 Comments · Savings, Spending

Recently Meg from World of Wealth wrote a post about her Section 8 Tenant driving a Mercedes.  We’re not talking about an old mercedes but a newer one.  She was surprised because the woman is on public assistance and if she had seen her and her two kids elsewhere, she would have assumed them to [...]

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Feeling spendy?

February 3rd, 2010 · 10 Comments · Children, Spending

Prior to this week I would have to say I’m a pretty frugal person naturally. I look for deals, watch my pennies, and try to make wise financial decisions.  But then you have a kid and suddenly a few things  change.  Suddenly it feels like time is of an essence.  That you need to have [...]

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2009 Spending Trends

January 22nd, 2010 · 2 Comments · Spending

Like I’ve mentioned before, there’s budgeting and then there’s tracking your spending to reconcile your budget.  You have to do both to know how you’re doing and stay on a budget. You can plan all you want, but without knowing what you spend, you’ll never determine if you are on track.  Well you will if [...]

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Women Pay more than Men

January 20th, 2010 · 8 Comments · Spending

MP Dunleavy actually broke it down last month items that women pay more than men do in general.  I’d have to say I fully agree.  And not just agree, but there are a ton of other items not mentioned.
Definitely health insurance women cost more.  Why?  Childbearing age women are for sure going to use more [...]

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Online Shopping?

January 11th, 2010 · 7 Comments · Spending

What do you shop for online?  I have to say mostly everything.  I always comparison shop for electronics, toys, household goods, etc.  I’ve even bought groceries online.  I enjoy the convenience of being able to shop leisurely as I please and no pay sales tax or shipping.
But something I have not been able to really [...]

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2009 Wrap Up

January 7th, 2010 · 1 Comment · Debt, Spending, budgeting

Since I use pear budget I can see how I stuck to our budget for the year or not.  I can also plan accordingly for 2010 based on our spending in 2009.  Since I do an annual budget broken down monthly, this is the most important time for my budget.  I don’t worry about going [...]

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Budgeting versus Spending

December 29th, 2009 · 5 Comments · Spending, budgeting

This is going to come off as stupid, but I read a lot of people on message boards posting about how they have a budget, but don’t seem to have any extra money at the end of the month.  Somehow during the month the money was spent somewhere else.  They “should” have extra money say [...]

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Spending Triggers?

December 23rd, 2009 · 3 Comments · Debt, Spending

Many people say getting out of debt is like losing weight.  It’s a long term lifestyle change which takes times to implement and stick to.  Getting out of debt and living on a budget is like forever living on a diet to manage your weight.  It’s so easy to yo-yo and gain and lose weight [...]

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