The age old question of whether you should buffer you checking account is one many people ask? Honestly, I think you should have a buffer in a checking account. But how much?
A lot of people say they take their checking down to $0 or $5. Most people who do this, will pay their bills and [...]
Entries Tagged as 'Spending'
To buffer or not?
July 3rd, 2008 · 13 Comments
Poll: Grocery Spending
July 3rd, 2008 · No Comments
Well I guess it’s time to post my results. What do most people spend monthly on groceries? It appears that the majority of people spend at least $100/month per person to over $150/month. I am in the $100-$150/month category personally and I think it’s dead on.
I could probably do it cheaper but with rising prices [...]
Tags: Frugal · Spending · poll
Latte Factor Gone?
July 2nd, 2008 · 5 Comments
Have people lost their latte factor? Are people drinking less coffee? This article from Fortune says that Starbucks is in serious trouble. Starbucks is closing 600 stores and is choosing to expand at half the expected rate in 2009.
So what’s the problem? Is it that people realize the money they are wasting on Starbucks? Or [...]
No one is perfect!
June 27th, 2008 · 2 Comments
Ugh, I gotta admit something. That my DH is not perfect and neither am I. I get a lot of “I work hard and I want this now,” “I deserve it for working hard,” and “why are we broke when we earn good money?”.
Here’s the deal, we’re not perfect and wanting something more is natural. [...]
Tags: Spending · Uncategorized · budgeting
Online Grocery Shopping?
June 24th, 2008 · No Comments
Okay I’m trying out buying groceries online. Not at a supermarket, although I plan on trying that soon as well, but non-perishable Asian food. Unfortunately where I live, sucks on buying Asian groceries. Usually it’s poor quality and it can be difficult to find what I want, and it’s overpriced to boot!
So I’m trying this [...]
Kicking the plastic habit?
June 21st, 2008 · 1 Comment
Interesting article by money claiming that people who use plastic spend more. I wonder is that a cause of credit card debt or an artifact of the credit card usage?
First off, if you notice many PF bloggers use CC extensively and none worry about late fees or 25% interest. Some like Nickel have automatic debit [...]
Tags: Credit Cards · Debt · Spending
New York Weekend
June 5th, 2008 · 4 Comments
I knew our weekend in NY would be pricy. And if I had to guess before the weekend started I’d say $1k. And looking at the numbers I was right.
Dog Boarding - $130
Hotel - $287.72, hey it’s new york
Bus to NY - $65.50
Statue of Libery - $24
NY Transit (Metro Card) - $32.50
MMA Entrance - $20
Cafe [...]
Justifying Purchases…
June 2nd, 2008 · 4 Comments
On a fun thread I was reading, people were asked what justifications had you heard from people to explain their spending? The list was quite fun and amusing. Here’s a rundown of the list.
1. I work hard, I deserve it.
2. Once you’ve had quality, it’s hard to go back.
3. You’ll always have a car payment, [...]
Tags: Spending · stupid tax
Still Hungry with food stamps
May 21st, 2008 · 24 Comments
I’ve been complaining non-stop about the quickly escalating price of food. It’s been going up as quickly as gas. I’m not sure which is worse really. But Money @ CNN had this article about this woman not being able to live on $280/month food stamps for her family. I found the sidebar showing the increase [...]
Out of Control Spending
May 9th, 2008 · 4 Comments
I am pretty tired now that my family’s left from their visit. I love them and adore their visits. But I feel somewhat overwhelmed by my family. In my family food = love. The more food you provide, the more you love your family. I realized that I have serious food issues mostly from my family.
I used to control our [...]











