LivingAlmostLarge

Well MA decided to switch to competitive auto insurance as of April 1, 2008.  I decided I would spend some time researching whether it is worth changing our insurance or not.   We are currently covered until August 2008, but if the rates were lower, it would be worth switching.  Of course there is the possibility [...]

[Read more →]

Today’s the day auto insurers propose new rates for car insurance in MA. MA is the only state which state regulators set the auto insurance rates. This article in the Boston Herald discusses the new proposal. So today insurance makers will show state regulators new proposed rates. These rates if accepted will go into effect [...]

[Read more →]

To summarize, I refused to pay $350 for a cancelled dental appointment in July. I have sent back proof about changing insurance, I have sent proof the dental office was not eligible for coverage with my new insurance (they are but OUT OF NETWORK). I called and reported them to the insurance company, and [...]

[Read more →]

Well we pay $48 every two weeks for our blue cross/blue shield PPO coverage for DH and myself through his company. Overall deductible in network is Zero, overall coinsurance maximum in network is Zero.
Now to important stuff family planning is $10 copayment, Infertility treatments $10, Labs and X rays is Zero, Maternity Services [...]

[Read more →]

DH’s work provides vision coverage for $120/year per couple. However it only covers up to $115 for contact and $100/year for glasses. In our family I am the only one who needs contacts, and yes I’m looking into Lasik corrective surgery. Unfortunately my vision has been deteriorating still and with pregnancy I’m [...]

[Read more →]

Well for the past 3 years we’ve been carrying only liability on our cars. Our cars are a 99 toyota corolla and a 00 ford focus. The savings were substantial because we were under 25 for a chunk of those years, and our rates have been dropping.
However since we’ve moved to NE [...]

[Read more →]

I’m going to write a few posts about insurance, life, car, home, and umbrella policies. But to start I’ll discuss whether I think we need life insurance as DINKS in their 20s with some assets.
I’m constantly fighting internally over my internal desire for life insurance and the fact I don’t need it. DH [...]

[Read more →]