We’ve done a lot of our home repair projects ourselves.  In fact we typically are do it yourselfers.   Usually because we’re pretty handy, and usually to broke or cheap to pay someone else to do it.  Although there are some areas we never do like plumbing and electrical work.
But then this year happened and we [...]

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So this year we’re pretty much officially done with home repairs.  My DH has a couple more projects left inside the home, probably the equivalent of $500 I’m guessing.  I don’t think we can really afford to do the couple of windows I wanted to do this year because of the cost $1100, unless it’s [...]

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This is a fun calculation for both homeowners and renters.  What does your home cost you daily?  We can use 30 days a month, and we should try to add in everything.  For homeowners this includes the mortgage, property taxes, insurance, maintenance, utilities.  For renters the same.  Obviously it’ll cost less if you rent than [...]

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My DH and I are putting in a garden.  Is it a frugal move?  Not really.  Honestly I think it will cost us more to put in a garden than what we will get out of it.  But it’s the right non-financial move for us.  We’re enjoying doing the outdoor work after being cooped up [...]

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Yesterday I talked about categorizing the budget.  I said we spent 28% on our gross income on PITI and home maintenance last year.  We didn’t have huge maintenance expenses last year our PITI includes our mortgage, taxes, home association fees, and property taxes.
So did we buy too much house?  We’re under the correct guidelines according [...]

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Yesterday I talked more about our evolution. I wanted to talk a bit about the house and why it was a mistake. Buying our home was a financial mistake.  But it happened after we became more cognizant of our finances.  So why was it a mistake?
Well for one thing it was more expensive than renting.  [...]

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Well I’ve discussed borrowing money from family in times of need, boomeranging home, and finances for a young couple starting out.  But the next logical step for many is accepting a down payment for a home or even having your parents pay for your wedding.  Should you do it?  Should you accept a potentially large [...]

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So I’ve been getting quotes from different HVAC guys to replace a dual split heat pump system in our home.  Each guy is giving me a different story and telling me that what I need to do is a different story.  Every guy wants to sell me I think way more than I need.
Anyway one [...]

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We just finished painting our living/dining room today.  It took us two days working straight.  This is the first time we’ve painted while living in a place.  Typically we do it before we move in and have furniture.  It’s so much tougher having to move furniture around. I’m guessing that’s how we spend out Labor [...]

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Okay got a $5 off coupon to Walgreens through email good for Friday 8/22 and Saturday 8/23.  I called Customer Service and they said I was welcome to send it off to friends. I figured my readers are friends sort of, well I am more honest than in real life right?  So here is it..enjoy!

Now [...]

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