I’ve already gotten the talk from everyone about how my DH and I have to start our college savings for our unborn child.  OMG.  It’s actually getting sort of stressful, hearing about how expensive college is and how we need to be saving a TON.  Yeah, trust me I know!  Ask me what a private [...]

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I was contacted by the founders and creators of this site called “Freshman Fund“.   The idea was born at a niece’s birthday party when founders were dismayed at how quickly she tore through presents with nothing left to show for the birthday.  An expectant father and doting uncles, these founders felt they would have been [...]

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Now I have no kids, but DH and I currently have many friends and family members having children. Now some are close friends and some are acquaintances. However because we have a bit of disposable income, DH lets me give more gifts than perhaps I need. But I like gift giving and [...]

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I asked the question a couple of weeks ago if parents are obligated to pay for college? And if they provide college can they expect a return for their investment? Also I posted a poll over whether parents should pay for college or not.
We feel that college is important and we’ll be paying 100% of [...]

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Are you obligated to pay for your children’s college if you can afford it? Meaning you already have a secure retirement, paid for home, and lots of extra money? Are you still obligated to foot the bill for college?
Does it make you less of a parent if you choose not to? Or are unable to [...]

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Are you expecting an inheritance? How much will it be? Enough to afford a nice vacation, buy a home, or retire? Will the inheritance be in the form of college for your children? These are examples of inheritances people talk about on message board.
On one message board a woman said she [...]

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The results from the poll are in.
11% (3 people) said No way to paying for college23% (6 people) said Yes, Unconditionally paying for college30% (8 people) said Yes, but with grade conditions34% (9 people) said Maybe, depends on finances
Very neat and interesting. I am pretty sure we’re going to pay for college for [...]

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Out there a fellower blogger JW at his blog Need to be Debt Free. He’s a 40-something guy on the journey of being debt free. He’s trying very hard to follow a plan and still retire. Yet he worries about funding college and paying off the house, although he is far behind pace in retirement.
What [...]

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When I went back to graduate school 4 years ago, I left a great job in the biotechnology sector. I had always planned on going back to school for my doctorate, but I was about to take a 50% paycut. That was really tough. But I wanted to go back to school to be able [...]

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How evil is it to take out a student loan? Those following Dave Ramsey’s baby steps would say it completely unnecessary to take out student loans. That your degree should either be delayed until you can pay it cash in full or part-time. This makes a lot of sense to not take out student loans [...]

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