Prior to this week I would have to say I’m a pretty frugal person naturally. I look for deals, watch my pennies, and try to make wise financial decisions.  But then you have a kid and suddenly a few things  change.  Suddenly it feels like time is of an essence.  That you need to have [...]

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Just wanted to quickly update readers that earlier in the week I had my baby.  Yep, she is here and life is changing fast.
I’ll be blogging 3x/week for a month or so, but will back to regular blogging shortly.  Should be interesting…

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People are always talking about how much babies costs.  Honestly I haven’t found it to be so yet.  We’ve gotten a lot of free and used stuff from friends.  We’ve also been waiting to buy thing and seeing what we really need.  Our biggest expenses have been birthing and lactation classes.  That and me eating [...]

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On the baby board, there is constantly people worrying about the cost of children.  Then inevitably a thread starts how much children cost.  How much should we be spending on our kids?  Is there a minimum? 
So what’s funny?
Well then it turns into a game of one upmanship frugal.  In what way?  Well it starts out [...]

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So what is on our big to-do list after the baby is born?  I’m thinking about it now before my brain becomes too sleep deprived.
Get birth certificate, passport, and social security number for the baby.  This way we can set up the Coverdell Savings Account and update our will with all important information. 
Also my DH [...]

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Was the entitlement generation created by their parents?  Was it the fault of the boomers, that they felt their children should have everything and not suffer like they did?  Is this what caused many 20-30-40 somethings to feel that they needed to continue living the lifestyle they had with the parents now?  There is no [...]

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Here’s an interesting question, I am pretty sure some family members will be gifting us money upon the birth of our child.  Traditionally this happens.  My cousins got their money and used it for a home DP and new car after college.
I apparently didn’t have any, but more likely my mom had to cash in [...]

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I’ve been told that cloth diapers will save me a ton of money.  I’m just not sure whether it will or not.  A lot of cloth diapers have inserts much like disposable diapers.  They really aren’t cheaper and they are biodegradable and more environmentally friendly than normal disposables.  But they aren’t cheap at all.
With coupons [...]

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I’ve already gotten the talk from everyone about how my DH and I have to start our college savings for our unborn child.  OMG.  It’s actually getting sort of stressful, hearing about how expensive college is and how we need to be saving a TON.  Yeah, trust me I know!  Ask me what a private [...]

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A recent article in US World News and Report gives people 8 Tips to affording a baby.  Interesting list.  Currently we’re on a hiatus on baby spending, no diaper/wipes deals and no time to shop and look at stuff for our baby.  Plus I’m still waiting for more used stuff from friends before buying anything.  [...]

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