This week I participated in multiple carnivals. Also next Monday I’ll be hosting the carnival of Twenty-Something Finances.  Please submit a post here, and come back on Monday to check it out.  Also please leave a comment for a chance to win the book Investing for Dummies.  But onto the roundup.

• Festival of Frugality Veteran’s Day
• 178th Carnival of Personal Finance
• 84th Carnival of Money Stories
• 165th Carnival of Debt Reduction
• 38th Carnival of Money Hacks
• 4th Book Review Carnival
• Investing Carnival Remembrance Edition
• 10th Bankruptcy Carnival
• 18th Rich Life Carnival

Here are some posts I found interesting this week

• MoneyNing asks does credit card spending limit affect your credit score?  I have heard it does.
• The Financial Blogger is avoiding daycare costs by starting their own daycare.  Very cool.
• Terry asks “are you really saving a buck at the dollar store.” I think I walk out with too much stuff anyway.
• Nickel asks the question “What would you do with a second stimulus check?” Spend it on DH’s tuition, same as before.  Spending but on a necessity.
• Trees Full of Money warns us about “Being careful when consolidating your credit cards“.
• Rich Credit Debt Loan talks about “Resisting Panic: A quick Guide to surviving the credit crunch”.
• FMF talks about “Holiday Tipping Overview“.  I bought $20 Starbucks gift cards to give away.  Laziness.
• Happiness is better talks about “10 reasons I Want you to be financially Independent“. I think the list is good, but I think sometimes it can just be a simple wanting to spend more time with your family that drives the need.