It’s another week and another roundup. I participated in a ton of great carnivals and wanted to share some posts I read as well.  Also check out my book review of Living Well in a Down Economy and leave a comment for a chance to win.

149th Festival of Frugality
82nd Carnival of Money Stories
36th Money Hacks [...]

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Does being poor naturally drive someone to being frugal?  Or are you naturally frugal and happen to be poor?  And does frugality only naturally occur in people who aren’t rich?  Or does frugality leave you as gain wealth an no longer have to practice being frugal?
I believe that being poor can have two effects.  It [...]

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Another book review and giveaway for “Living Well in a Down Economy for Dummies” by Tracy L. Barr.  To win the book, leave a comment and I’ll draw a winner next Wednesday 11/5 @ 10 pm.  I’ll announce it on Thursday 11/6.  So leave a comment for a chance to win.  The winner of last [...]

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So DH and I had a Home Equity Line of Credit set up with Bank of America.  We have our mortgage with them and our checking.  Anyway we set up the home equity line when we got the mortgage in case of emergency.  We haven’t used it, but it was comforting in case of emergency [...]

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A very cool article by MP Dunleavy talks about people getting serious about getting out of debt.  They are putting their debt as she put it, on a “Diet”.  The articles starts out talking about a woman who got out of debt before but then fell back into debt.  So how’d she do it?
Sherry Matulock [...]

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I just got through a visit from my parents.  Always interesting, always tiring.  So anyway my parents stayed with us and it was good. They visited me last year and I was surprised.  First time in 4 years, and a repeat visit was unheard of. I think it was mostly due to my siblings moving [...]

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I’ve been entertaining family so I haven’t had much time. But it thought this was a cool picture about taxes under the candidates. So where do you fall? Are you getting a tax break or a tax increase?

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Can you live without a budget?  This writer Shugar suggests that you can and should live without a budget.  I have to say he makes some persuasive arguments.
Personally I’d love to live without a budget at all.  But I don’t quite think we’re there yet.  He lives a very simply life and anything he wants [...]

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My DH isn’t really involved in our day to day finances. He has no idea what our grocery “budget” is, or what we pay for car insurance. He knows we have a mortgage, but probably couldn’t tell you the amount. He knows it’s with Bank of America, but wouldn’t be able to pay the mortgage. [...]

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Does being lazy help you save money? It does for me.  I am pretty lazy when it comes to doing things so I try to automate everything.  I automate most of our bills and most of our savings.  This way we can pay all bills on time and without worry.
Should you automate yourself?  I have [...]

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