A question asked by a fellow blogger was “How neatly do you keep your wallet?  And does it say something about your financial habits?”

Hmmm..interesting question.  I am pretty messy person in general.  Truth be told I have to work really hard with my DH to keep our house neat.  I leave things in piles all over the house because I get distracted and forgot about what I was doing.  It’s called being absentminded.

My morning routine includes wandering around the house for my wallet and keys.  Thus I guess it’s not surprising that I keep a very messy wallet.  That when I pay for things, I just shove the change, receipt, cash, everywhere.  And then I run into trouble.  Ouch.

I know I’ve lost cash, quite a bit in my lifetime from rushing around and being absentminded.  Probably this one habit has steered me to using a credit card/debit card because I have a tendency to shove the cash into my pocket and forget about.  My DH laughs when I check out my winter coats and clothes and find $20 bills, car remote (been looking for that for over a year!), lip gloss, and change.  Awesome.  Not so awesome I couldn’t find them earlier.

So I’m on the side that having a messy wallet does not mean you are financially irresponsible.  But I can see how people might have the argument that those with neat wallets are financially more responsible than people who lose things.  It’s a matter of organization. 

Fortunately for me I’ve got OCD about bill paying, and all bills are electronic. I can’t recall how many times I’ve lost a paper bill only to find it months later.  However, since I keep only electronic copies of everything, all my bills are paid on time.