Comments on: One Insurance?

By: Carnival of Money Stories #73:Best in Show | LivingAlmostLarge

Carnival of Money Stories #73:Best in Show | LivingAlmostLarge — Tue, 19 Aug 2008 13:06:54 +0000

[...] One Insurance? [...]

By: Livingalmostlarge

Livingalmostlarge — Tue, 19 Aug 2008 12:42:56 +0000

Jim, have you ever talked to someone who has a preexisiting condition and the struggle of getting insurance? Most can’t afford the high risk insurance and so they work. Or they have to get a job with benefits.

By: Jim ~ mydebtblog.com

Jim ~ mydebtblog.com — Tue, 19 Aug 2008 04:40:05 +0000

I don’t want universal healthcare because I think it is a failed plan. Look at other countries that have it, it’s not as peachy as you would think from watching Michael Moore’s documentary Sicko. Does that mean that the insurance should be linked to someone’s job? No, I think companies are going to drop this long held benefit and people will have to cover their own healthcare costs/insurance. You’re also wrong about pre-existing conditions because you can get high risk insurance. The real problem with healthcare is nobody is willing to pay for it. I also think illegal immigration is linked to the increased cost of healthcare. Hospitals are getting stiffed with the cost and the taxpayers have to foot the bill. The US still has the best healthcare in the world, which comes with a cost.

By: Livingalmostlarge

Livingalmostlarge — Mon, 18 Aug 2008 12:31:45 +0000

I think people don’t want nationalized healthcare because they think they are paying for everyone else. In some ways true. BUT you also are sharing the risk if you should become uninsurable in the US, meaning you get a preexisiting condition and no one will insure you.

By: Sense

Sense — Mon, 18 Aug 2008 08:37:22 +0000

yups, I totally agree. I think that one healthcare system, paid for with taxes, would be awesome. people fussing about higher taxes are going to end up paying the same amount out of pocket for coverage, anyway!

Coming from living in NZ, I have to say not having the health insurance linked to your job is pretty sweet. AND if the base healthcare isn’t good enough for you, you can opt for more coverage to get ’special’ consideration–most workplaces give discounts for that extra coverage. (not to mention if you aren’t married [BF and I are 'partners' here], you can still get that extra discounted coverage through your partner!)

By: madsow

madsow — Sun, 17 Aug 2008 04:08:34 +0000

I agree, the insurance racket has gotten out of hand in this country. With the way everything is online now, you would think that somehow the insurance companies could figure out how to all link together for the patients sake.

My employer stuck us with an HSA this year which means that we pay about 3k in premiums a year for the privilege of paying the first 6k out of pocket. Thanks a lot.

Things have gone from bad to worse and yet the government sits idly by and does nothing.