LivingAlmostLarge

No one can predict the future. Nor can you perfectly plan your life so no mistakes every happen.  For example when we moved cross country, if you had told us my DH would lose his job within 3 months we wouldn’t have moved.  We also would not have bought a house.  But we made the [...]

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            For the most part people when they leave their job will rollover a 401k into a Rollover IRA.  From there they have the decision of further rolling over the 401k to their Roth IRA and paying taxes on it, or keeping it in the form of a rollover IRA.   The question many face is [...]

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    We went out to dinner last night with a group of people for our roommate’s belated birthday celebration.  There were 8 people total, so a pretty large group.  We went out for dinner and dessert. 
     Interestingly at the dinner place we were not charged a service fee.  However at the dessert place we were [...]

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            Are luxury items worth it?  I say yes.  For example, traveling is a luxury item, granted one many people enjoy, but not necessary for living.  Or a new car purchase versus a used car purchase.  Do we really need these items to live?  No.  But they are enjoyable and bring pleasure to our lives.  [...]

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The 2008 Tax Rebates are coming early.  Apparently to help our struggling economy.  Here’s the MSN article with the dates.  If you have direct deposit it should be in by May 2nd. 
What will I be doing with my rebate?  Nothing, probably paying property taxes with it.  Nothing big or fun.  Just paying bills.  No extra [...]

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An article at msn discusses why Generation X is broke.  The article suggests that it is due to a lack of financial education.  That we were coddled too much by our parents and then just thrown out into the adult world full of credit cards, mortgages, student loans, etc.
I have to say I agree.  However, [...]

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Still looking for Guest Posts if anyone is interested for next week.  Please contact me at livingalmost at gmail.com

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What are the pros and cons of downsizing in home size? And should you move from a Single Family Home(SFH) into a condo? This is an issue currently being dealt with by my parents who are boomers, considering downsizing their current McMansion for a condo. I think it’s really tough mentally and emotionally for them [...]

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At least for me, my mom constantly harps on how rich all these doctors are.  How they are all driving new BMWs, Benzs, etc.  They are able to build new houses, take expensive vacations, buy boats, etc.  Then she follows up with, well if you did that well you could own all those things.
But the [...]

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Do you possessions own you or do you own your possessions?  Sounds like a simple question right?  But in truth it’s quite difficult.  Are your possessions important to you?  Do they define you?  Can you not live without them?
These are questions which would determine if you are ruled by your possessions.  But some would ask, [...]

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