LivingAlmostLarge

Because of the move, here’s a guest post today by Jonathan @ MasterYourCard.  We traded posts a while ago, here’s mine, but I was saving his for my move.  This is a  wonderful treat and the start of reading guest posts by people from the PFBloggers.  A new perspective on the credit crunch.  Enjoy!
Practical Applications of the Credit Crunch
Few [...]

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As I drew up a complete budget, I’ve tracked my spending for 2007, detailed all money spent on a CC or cash, and finally I understood what my percentages are. I realized why I always say people can use a credit card but not overspend if you are controlled. Because we have a built in [...]

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I have to laugh about this because it’s so dumb. DH is away on business and signed up to rent a compact Ford Focus. Got a great deal with budget rent a car, and was planning staying an extra day to go snowboarding.
Well last night he got in and was informed that they [...]

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I guess as a follow-up to “my secret shame” is the question “are store credit cards - yea or nay?” I’ve got 4 and I am not sure I should cancel them or not. I don’t use any but I do get some nice coupons from them.
I know exactly why we got two [...]

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So I have a secret shame. One which I hadn’t even realized until yesterday. I am an avid credit card user and have been very responsible about using it like a checking account. No late fees, no overcharges, no interest. All bills are paid in full.
But the secret shame? Well guess how many credit cards [...]

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I was asked to Beta Test a New Envelope Budgeting System. It’s called IntelliPenny. It should be an interesting trial. I’ll post a review when I use it for a bit, starting this weekend. But for now please read about it in a post from the creator!
IntelliPenny
Introducing a new software program [...]

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I wrote a guest post last week for Master Your Card. A blogger part of the PF Blogger Forum. Please check it out here. I will post it later this week as well.

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Gee whiz, I can’t believe what happened looking at our taxes. We finished our taxes last night, I lost some paperwork and we had to scour our files looking for an approprimate date to ask the company for a statement. So we receieved it last week and we were able to finally finish [...]

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I just bought 2 pairs of Brooks Adrenaline GTS7 shoes from Amazon.com. Each pair was $60, but I think it’s reasonable. I need comfortable shoes and they are sturdy. I only bought them online because I was fitted in a regular shoe store first and each pair was $95 in store.
But the [...]

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How do you downgrade your lifestyle? I think it’s much harder to downgrade a lifestyle than to upgrade it.
Hence why I think I’m finding it so difficult to go back living like a student. This is why I enjoy spending $75-100/week on food. Whereas previously we could survive on $25/week and there were few complaints. [...]

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