LivingAlmostLarge

a twenty-something DINK searching for financial freedom

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Entries from February 2008

Smaller Living

February 28th, 2008 · 2 Comments

MSN just had an article on smaller living. They stated that developers are selling 298 sq ft condos for $150k-$500k. Mostly in urban areas where land is a premium. Amazing huh?
They questioned who would live there? I know tons of people who live in such small spaces either as singles or couples. Personally I’ve lived [...]

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Tags: Real Estate

Sucker to invest in 401k?

February 27th, 2008 · 2 Comments

Recently an article in Money Magazine poses the question about whether it is foolish to invest in a 401k? The article states that some advisors are saying that it will cost you more to invest in a 401k than a regular taxable account. The reason is that when you start drawing on a 401k, it [...]

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Tags: Retirement

Thrifty Tip!

February 26th, 2008 · 4 Comments

I went to Pepperidge Farm Thrift Store this past weekend. The store is for food which is past the expiration date, or damaged packages. Hence I bought a bunch of stuff which I normally would not buy.
For example the BEST deal in the store was the bread, even the cashier said so. We bought a [...]

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Tags: Frugal

Understanding the Fair Tax

February 25th, 2008 · 4 Comments

I am not a proponent about the fair tax. I am a proponent of the flat tax, but that would likely mean I will pay a lot more in taxes. If there were a fair tax, DH and I would be raking in the dough.
A fair tax system basically occurs where you pay on what [...]

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Tags: taxes

Carnival of Personal Finance #141

February 25th, 2008 · No Comments

The 141th Carnival of Personal Finance is up at Broke Grad Student. Submitted is my post on “Inadequate savings in your 20s“.
Couple of great posts to check out are “Pay off mortgage before retirement” or “Changing rates and Streamline Refinancing.” I guess I’m into real estate this week.

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Tags: Carnival of Personal Finance

Children’s Gift Money?

February 24th, 2008 · 8 Comments

Now I have no kids, but DH and I currently have many friends and family members having children. Now some are close friends and some are acquaintances. However because we have a bit of disposable income, DH lets me give more gifts than perhaps I need. But I like gift giving and [...]

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Tags: Children · College · gifts

Money Saving Tip?

February 23rd, 2008 · 1 Comment

Don’t shop. Don’t shop online or in a mall. Don’t go into a store. I think it’s great that some people can surf the internet and window shop while bored. Here Dog Ate My Finances writes about her recent internet window shopping.
Good for her. But I don’t shop. I am not interested at all. I [...]

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Tags: Frugal

Top tip to survive a bad economy?

February 22nd, 2008 · 3 Comments

The top tip given by most people is to start trimming your budget. Well not me. My top tip to surviving in a bad economy is to keep your job. What? DH and I discussed this the other night, the main thing right now is staying employed. It doesn’t matter how lean you live, or [...]

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Tags: Personal Finance

Grocery Game

February 22nd, 2008 · No Comments

I forgot to tell readers I decided to sign up for the grocery game. It is a trial enrollment to see if I can save some money for 1 month. It costs $1 for unlimited number of stores in your area. I am using CVS, Walgreens, Stop and Shop, and Shaws.
After the [...]

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Tags: Frugal

Cars…do they define you?

February 20th, 2008 · 5 Comments

Forbes just had an article called “What your car says about you to the opposite sex.” I had to laugh when I read the article. I found it very funny and interesting. It gives a new perspective on how car makers are researching the demographics of their buyers to better tailor their cars.
I wonder are [...]

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Tags: Debt · cars