LivingAlmostLarge

a twenty-something DINK searching for financial freedom

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Entries from December 2007

2008 Goals and Budget.

December 31st, 2007 · 1 Comment

Do I have any goals for 2008? I am sitting here mulling what might be a good financial goal.
1. Max out 401k2. Max out Roth IRAs3. Max out ESPP4. Cash flow $20k/year tuition
These goals have been done every year since DH got a job. And our income gone up so just more to savings. I’m [...]

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Tags: Goals · budgeting

Vacation Spending

December 30th, 2007 · No Comments

Well I got more real numbers for our trip. Not too bad, not super fantastic. We totally enjoyed ourselves and definitely did everything we wanted to do. Turns out Whistler is ridiculously expensive, but it’s a resort area so they charge double what normal places charged. But by sharing meals we saved quite a lot [...]

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Tags: Fun

Rising Food Prices

December 29th, 2007 · 3 Comments

I read on the plane an article in the Economist about “Food Prices - Cheap No More“. Interestingly food prices had previously until this year been on the decline. The peak grocery prices hit actually in 1974.
And even now we’ve yet to reach those prices again. Yet prices this year have been trending up. Due [...]

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Tags: Purchases

Things about Banking

December 28th, 2007 · 7 Comments

Just a couple of things about my bank I hate. And maybe your bank is different. It probably is, but I am with a nationwide bank I hate. If I didn’t have a mortgage with them, I’d be using a credit union. As it is, we’re stuck and I hate them. [...]

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Tags: Rant

Longest Unemployed?

December 28th, 2007 · 4 Comments

This got me thinking from the comments. What’s the longest amount of time you’ve been unemployed? I will probably post a poll as well.
I’ve only been unemployed 2 weeks. After college I had a job lined up. Then when I switched jobs and got layed off I had another job [...]

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Tags: poll

Credit Cards are better for travelling

December 27th, 2007 · 11 Comments

Many people might disagree with that statement. But the truth is when you are travelling you’re better off using a credit card. Maybe it’s not so bad if you don’t leave the US to only use a debit card, but if you travel at all internationally be prepared and take a credit card.
First [...]

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Tags: Uncategorized

Merry Christmas

December 26th, 2007 · No Comments

Merry Christmas! Suppossedly a day of rest, but instead I’m spending it cleaning up my house. I have so many things to do…ugh.

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Tags: Uncategorized

Measuring your time value

December 24th, 2007 · No Comments

In every scenario there is a point where you value your time over the cost. On vacation is when it becomes apparent. Before when we travelled we had to evaluate whether it was more important to save money on a hotel by staying in a less desirable location or paying more to have more time [...]

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Tags: Frugal · Personal Finance

Diminishing Returns?

December 24th, 2007 · 2 Comments

Well since we’re still on vacation, I decided to write about diminishing returns, as it pertains to our vacation. We snowboarded for 3 days in Whistler. Each day cost $77/day/per person. Unfortunately the greatest value gained was on the first day when we were excited and energized. Unfortunately by the second and third days there [...]

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Tags: Fun · Spending

Credit Unions - the banking solution of the Immigrant family.

December 22nd, 2007 · No Comments

A final guest post by Lemony, a friend from a message board. I enjoy chatting with her about the role immigration plays in financial decisions. Being married to an immigrant, and having many, many immigrant friends, I understand that it does impact a family’s financial decisions. It can be as simple as a checking account [...]

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Tags: Guest Post