LivingAlmostLarge

a twenty-something DINK searching for financial freedom

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Entries from September 2007

Loaning money to family…

September 30th, 2007 · 3 Comments

I was just thinking about Boomie’s question to not help my BIL out. I guess I’m old fashioned and I haven’t learned my lesson at all. I know the saying never loan money to family. But the truth is DH and I aren’t the type exactly to say no.
A lot of people I think are [...]

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Tags: stupid tax

September Net Worth Update

September 29th, 2007 · 1 Comment

Wowsa. Great month. Sure I spent more of our cash on hand because we installed our gas fireplace, paid for our two trips with our respective parents and basically spent more than usual eating out.
However our retirement accounts hit $65k with returns and savings. Also our mortgage hit $444k. I’m [...]

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Tags: Net Worth

Eating Out Poll Results

September 28th, 2007 · 2 Comments

What an interesting mix of answers. It appears that there is a very even split of people who eat a lot and those who eat out very little. About 60% of people eat out $25-100/month, while 25% of people eat out $100-200/month. But 4% of people spend over $200/month while 8% never eat out at [...]

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Tags: Fun

Living without health insurance…

September 28th, 2007 · 13 Comments

I didn’t post yesterday because my BIL ended up going to the Emergency Room last night. Unfortunately as a graduate student he does not have much money nor does he have health insurance. His medical insurance is going to student health on campus and then the hospital at the medical school.
Unfortunately he has [...]

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Tags: Rant

Financial kid choices…

September 25th, 2007 · 5 Comments

I find it interesting that so many people say have children when you want them, there is no financial right time. And I tend to agree. But I wonder about people who have children while in a precarious financial situation if it’s wrong to have children?
Not because it’s financially difficult, but because of the psychological [...]

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Tags: Children

Lucky moves or smart choices?

September 24th, 2007 · 7 Comments

DH and I have often been envied by friends because we to have our financial lives mapped out. Another blogger asked me how did I afford to buy a house in CA making less than the median US salary? And how did we get so lucky to be financial pretty secure in our 20s?
Were these [...]

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Tags: Rant

Careers and Student Loans?

September 24th, 2007 · No Comments

Do you regret taking out student loans to go to college? Do you regret your career? Do you wish that you had chosen another career? If so what has stopped you from doing so? Was it finances? Time commitments? Or have you gone back to school to retool your career?
I wonder what role the earning [...]

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Tags: career

The Purpose Driven Budget

September 22nd, 2007 · 1 Comment

A second guest post by another friend from a message board cjohnston. Excellent ideas about budgeting and handling finances in general. Please enjoy…
The Purpose Driven Budget
Author Rick Warren authored several books over the past couple of years using Purpose Driven as a theme. The Purpose Driven Church and The Purpose Driven Life are two that [...]

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Tags: Goals · Guest Post · Personal Finance · budgeting

Is Credit Necessary?

September 21st, 2007 · 3 Comments

A Guest post by Lemony, a friend from a message board. She submitted her thoughts on credit, Dave Ramsey, and whether a score is important.
I’m a big fan of Dave Ramsey’s Total Money Makeover. His no-nonsense get-out-of-debt plan is something that can work for the average Joe. While my husband and I [...]

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Tags: Credit Cards · Debt · Guest Post

Debt Perspective?

September 21st, 2007 · 4 Comments

Okay I was just thinking how funny it is I’m sitting feeling guilty for owing $1194 on my 0% credit card for my couch. I just paid $350 today because $230 was old couch sale and $100/month I determined each month is a bill. Yes it’s a debt and it bothers me more now that [...]

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Tags: Debt · Personal Finance