LivingAlmostLarge

a twenty-something DINK searching for financial freedom

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Entries from January 2007

Annual Raises???

January 31st, 2007 · 4 Comments

Okay DH found out last night about his annual raise/bonus. He got the highest rating for the year from the company but no promotion. Probably next year because he’s been working only for 1 year. So next year a huge bump up is the likelyhood.
However his annual raise was only 4%! I don’t know whether [...]

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Tags: Net Worth · Rant · budgeting

If you could turn back time financially…

January 30th, 2007 · 5 Comments

The question for this next festival of under 30 finances is “if you could turn back time financially what would you change.”
Thought provoking, but unrealistic. I wouldn’t change a thing because everything I did lead me to where I am today, mistakes and all. If I didn’t make those mistakes early in life [...]

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Tags: Festival of Under 30 · Financial Mistakes · Personal Finance

Carnival of Personal Finance #85

January 29th, 2007 · No Comments

This week the carnival of personal finance #85 is hosted by 5centnickel. My article on keeping up with the Joneses was included.
Sorry for having such a terrible week on blogging, but I went home and attended a funeral, and found myself unable to blog. I will need to address a few topics [...]

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Tags: Carnival of Personal Finance

why buying a house is stupid…

January 29th, 2007 · No Comments

Got your attention? Well this is a major rant about people who think they will always make money on homes. It’s about my parents. I love them dearly but sometimes they can be the dumbest people alive. Super brilliant book smart, savers, but impulsive spendthrifts.
They are moving next month, but are desperate to buy a [...]

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Tags: Purchases · Rant

Is life passing me by…part deux

January 27th, 2007 · No Comments

Well earlier in the month I contemplated whether life was passing me by. I thought more, and surprisingly on the Women in Red Message board on MSN found that others were asking the question. When they did and I read through many, many answers, I found another answer within.
That yes life’s experiences in my 20s [...]

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Tags: Personal Finance · Savings · Spending

Festival Under 30 Finances Edition 15

January 26th, 2007 · No Comments

The question for this festival of under 30 was what would you do with $10k? My answer to this question here.
The summary is it depends on financial circumstances. First off we don’t have $10k in student loans, so I wouldn’t need it for that. But if I were in debt that much, [...]

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Tags: Festival of Under 30

Funeral costs

January 25th, 2007 · 1 Comment

Who pays for funeral costs? In hawaii they have this thing where you give money “koden” when a person dies to help the family defray the funeral costs. Imagine according to the National Funeral Directors Association the average cost of a funeral as of July 2004 was $6500. I believe it. [...]

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Tags: Estate Planning

Keeping up with the Joneses or not?

January 23rd, 2007 · 6 Comments

Okay, so I enjoy surfing the web and reading personal finance message boards. Some are interesting about investing and saving, while others are cries for help out of debt. A common theme for many people is the idea that enjoying any of life’s luxuries is a crime.
A lot of these people are getting [...]

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Tags: Personal Finance · Rant · Spending

Carnival of Personal Finance #84

January 22nd, 2007 · No Comments

Here is the latest edition of the Carnival of Personal Finance #84. My article do I need a will is featured.

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Tags: Carnival of Personal Finance

Tax help or not?

January 21st, 2007 · 2 Comments

Okay, I signed up yet again to see a tax guy for help this year. Last year we moved and I felt frustrated reading over the new state tax laws. So we ended up paying someone to file for us. It was $575 last year but he did do our federal and two states. I’m [...]

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Tags: Estate Planning · Personal Finance · taxes